Every person who needs the protection of bankruptcy isn't a media mogul who's spent too much money on luxurious, overpriced possessions and sometimes a person without much income might need to contact Riverside California bankruptcy lawyers. A low income doesn't necessarily mean that a person cannot afford bankruptcy. There are some options available for low income families like a waiver of the fee necessary to file bankruptcy. It is also likely that Chapter 7 bankruptcy would be the best option for a low income family because this type of bankruptcy is designed for true debt relief instead of a reallocation of debt.